Mortgage Rates Continue to Move
Many players are involved with a home purchase or refinance. The realtor, of course, comes first to mind followed closely by a home inspector, an appraiser, an attorney, a title agent and a county clerk.
Many players are involved with a home purchase or refinance. The realtor, of course, comes first to mind followed closely by a home inspector, an appraiser, an attorney, a title agent and a county clerk.
A lifetime of hard work, careful saving and sound investments can often leave you in pretty good financial shape upon retirement. True, none of it is an exact science but these together represent a fairly reliable rule of thumb for wealth creation.
The reality that good news never makes the news does not take the edge off of the dreadful reports coming from media outlets in 2022.
Clean and renewable energy is all the rage these days. It excites the imagination that we will be able to manufacture products; heat homes and buildings; drive trucks and automobiles; and even shoot rockets into space with power that is ample, abundant and in no way toxic to the atmosphere.
Since mid-winter of 2020, the COVID-19 pandemic has served as an omni-present reality. There is literally no place to run. Yet people continue to move and relocate for work, for family and for quality of life.
It seems annually recurring expenses come around sooner and sooner. This is partly due to aging and in part due to dread. Yet a proactive approach to these ritual expenses takes some of the sting out of their yearly return.
The key to comprehending economics and finance is to understand prices. These do not exist in a vacuum but touch upon supply and demand; interest rates; investment portfolios; and even employment rates.
Many players are involved with a home purchase or refinance. The realtor, of course, comes first to mind followed closely by a home inspector, an appraiser, an attorney, a title agent and a county clerk.
Purchasing the first house is a watershed moment in the lives of young couples and individuals. Representing the promise of a happy future, the first home has a way of eclipsing all of the expense and headaches that come with ownership.