If you've ever bought a home, you know firsthand how confusing the process can sometime seem, especially when it comes time to review your loan paperwork. Sure, the Good Faith estimate (GFE), Truth In Lending document and HUD-1 form that are provided now are supposed to 'clearly&
New FHA guidelines make more home owner dreams come true. A low FICO score spells doom for prospective home buyers. Or at least that's the way that it has been. But new FHA guidelines not only relax the standards a bit, they make home loans accessible to people
For military families, both conventional and VA loans offer something of value. If you're like most buyers, you have mortgage questions. Conventional mortgage loans aren't for everyone, and neither are VA loans. For people with a good military service record and good credit, each option offers
Between conventional and FHA loans, more people can realize the American Dream of home ownership. A conventional loan, or FHA? If you've got mortgage questions, these might be near the top of the list. Conventional is basically what it sounds like. It's the straight-arrow mortgage loan
A low interest rate is tempting, but good timing involves more than that. Does it seem like everyone else knows the best time to refinance and you seem to miss it? Everyone wants a better deal, even if the existing deal isn't too bad to begin with. That&
Your home could generate cash, but not without stipulations. Home equity loans were once a staple method for home owners to access a sizable chunk of cash. But that was then, this is now, and it's not as easy to tap into your home's equity as
Just getting started or starting to slow down, there's a mortgage strategy that's right for you. Buying a home is stressful, no matter who you are or how excited you happen to be about it. There's the inspection, the appraisal, and the mountains of
Your agent can help you find a lender, but decisions about rate locks are up to you. If you've ever had a mortgage before, you've heard at least one person - perhaps your agent or broker - talk about locking in your rate. While you probably
The key to saving your home could be in the palm of your hand. Getting into a refinance can be challenging enough under the best of circumstances. But if you're one of the millions of homeowners with an underwater mortgage, refinancing might seem impossible. It's not.